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One can still qualify for a loanword even when they do not have a bigger down payment. 2. It doesn’t suggest that you can not buy a home just because you cannot pay a 20 p.c down fee for a house. There are several personal and public lenders offering low mortgage charges, with the choice to place a smaller down fee on the purchase of your home. In this manner, when the time is true, you will be able to place in a big provide without worrying if you can afford